So you didn't get around to saving for retirement in 2015? There's still time, thanks to rules that give you a grace period into 2016 to make 2015 contributions to an IRA, a Roth IRA, and for those with self-employment income, also a SEP-IRA. You could potentially sock away a total of $59,000 for 2015.
KOS Partner Geoff Harlow offers some sound tax advice in Forbes today. Check out the article,
http://www.forbes.com/sites/ashleaebeling/2016/03/04/tax-season-retirement-savings-strategies-for-procrastinators/#760fcd656f28
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